As the saying goes, “No two persons are the same,” and the same applies to companies too. No two businesses are the same.

We develop tailor-made application for enterprise company.

Powerful tools for your financial services

SEPA and SWIFT transfers for international collecting and settlements

PSD2 compliant including XS2A, 2FA, and advanced permission control

Acquiring for credit cards and alternative payment methods

Multi-currency IBAN accounts that support hierarchical client structures

FOREX trading capabilities within your account

Customizable, cloud-based platform with open APIs and white-label site

Client contract management including billing, invoicing, and statements

Reconciliation from check-out to cash in account

Products to simplify your business with our new our application feature

Tailored solutions that transform the way your business does banking and payments
We provide multi-currency IBAN accounts and acquiring powered by flexible, API-driven technology to create simple, compliant, and cost-efficient payment and banking solutions.


Issue multi-currency IBAN accounts in your and your client’s name and manage payment flows and foreign exchange in one centralized place.

Rational Process has its own institutional BIC, bank sort code, and operates its own correspondent banking network including FX-trading.

API- FIRST Technology

Build your own customized financial services on our API-controlled platform using just the modules you need.

Rational Process configurable service technology includes banking, SWIFT and SEPA transfers, foreign exchange, acquiring, collection, settlement, reconciliation, client management, on boarding, billing, and invoicing.


Collect payments from all relevant e-Commerce payment methods – card-based and alternative – with the simplicity of one contract and one API.


Rational Process manages end-to-end collecting, settlements, and reconciliation through our gateway.


Operate your financial services with the assurance of a fully-compliant environment without taking on the burden.

Rational Process is licensed and supervised as a Payment Institution by the Luxembourg CSSF and meets all regulatory, technical, and reporting requirements.